Privacy Policy

YOUR PRIVACY IS OUR CONCERN

BSM Holdings, LLC family of companies recognizes the importance of protecting your nonpublic personal information. Because your privacy is our concern, we have developed this Privacy Policy to inform you about our privacy practices. The examples in this Privacy Policy are illustrative only and are not intended to be exclusive.

What types of information does BSM Holdings LLC; collect about you and from whom?

We obtain information about you directly from you, from applications, contracts, documents and forms you complete or sign, or in telephone conversations with you. We may obtain additional information about you or, with your authorization, others who may have an interest in your insurance policy or annuity contract, from additional sources, including your insurance company, insurance producer, health care providers, credit reporting agencies, and your representatives or advisors. We may also obtain information about you from public records and, with your authorization, other persons.

We may obtain the following types of nonpublic personal information about you:

• Personal information, such as your name, address, social security number, driver's license number, occupation and employer;
• Financial information, such as assets, income, credit history, banking information and account numbers;
• Legal information, such as judgments, liens, bankruptcies, divorces, probate, and other civil and criminal court proceedings;
• Other identifying information, such as birth date, telephone and fax numbers, and email, street, and mailing addresses;
• Insurance or annuity policy information, including the policy terms, conditions and limits, the named beneficiaries, and your premiums and payment history; and
• Medical information, such as your current health status and prior health care treatments.

To whom does BSM Holdings LLC, disclose the information collected about you?

BSM Holdings LLC will not rent or sell your nonpublic personal information to anyone without first obtaining your consent. However, we will disclose your information if we are required by law to do so. Additionally, with your authorization, we will disclose your nonpublic personal health information to our affiliates and non-affiliated companies that provide services for us related to a transaction you request. With your authorization, we will disclose your nonpublic personal health information to entities that provide us with financing or financial support for a transaction that you request. Additionally, as permitted by law and with your authorization, we may disclose your health information to allow our authorized representative to contact you for purposes of determining your current health status.

We treat information about our former customers in the same manner as we treat information about our current customers.

We restrict access to the nonpublic personal information we receive about you. Only employees of the BSM Holdings LLC, companies who need to know that information to provide products or services to you have access to your information. We also maintain physical, electronic and procedural safeguards to guard your nonpublic personal information against unauthorized access or use. Non-affiliated companies to whom we disclose your nonpublic personal information are obligated to maintain your privacy under confidentiality agreements and do not have any independent right to use your information.